---
title: "Subcontractors - Adding a Bank Account"
slug: "subcontractors-adding-a-bank-account"
updated: 2026-06-12T16:03:01Z
published: 2026-06-12T16:03:01Z
canonical: "help.getbuilt.com/subcontractors-adding-a-bank-account"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://help.getbuilt.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Subcontractors - Adding a Bank Account

### **Overview**

To receive payments in Built, you need to link a bank account to your account. This article walks you through how to navigate to your payment settings and add a bank account using either your bank credentials or your account and routing number.

---

### **Getting Started**

#### Description

Bank account settings are managed from the **Payments** section in Built. Follow the steps below to navigate there.

Step-by-Step Instructions:

1. Click the **Settings** icon from the navigation bar in the top right-hand side.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/image(664).png)
2. Select **Payments** from the left-hand side navigation bar.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/image(665).png)

From the **Payments** screen, you have two options to link your bank account:

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/image(666).png)

- **Option A** — Link using your bank credentials via Plaid
- **Option B** — Link using your account and routing number

---

### **Option A: Link Using Bank Credentials**

#### Description

This option connects your bank account through Plaid using your bank login credentials. It's the fastest way to link your account if your bank is supported.

Step-by-Step Instructions:

1. Click **Use Bank Credentials**.
2. Click **Continue**. You will begin the process of connecting Built to your bank account through Plaid.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/2eafe7dd-fa61-445b-8661-b92adde51477)
3. Search for your bank. If you cannot find your bank, click the **X** in the top right to close the modal and use **Option B** instead.
4. Select your bank and follow the prompts to log in. If you have multiple accounts at this bank, you can choose which account to use for payments in Built. *(Banking institutions have varying requests to verify your identity upon logging in.)*
5. Once you have completed the steps with your bank, you will see a confirmation screen. Click **Continue** to return to your Built Payments settings.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/a946c4c8-5ba0-4f35-b785-46f2167e0d12)
6. Your bank account will now appear on the **Payments** screen. To add additional accounts, click **Add New Bank Account**.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/b605e722-ec3f-437b-bcae-a5585e91d7cc)

---

### **Option B: Link Using Account and Routing Numbers**

#### Description

Use this option if your bank is not available through Plaid or if you prefer to enter your account details manually.

Step-by-Step Instructions:

1. Click **Use Account and Routing Numbers**.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/5bdb2261-3061-42cd-9742-09d7b02d3059)
2. Enter your **Business Type** and **Legal Business Name**.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/b9ac80fa-963e-4096-b470-363286440418)
3. Select the account type and enter your **Account Holder Name**, **Routing Number**, and **Account Number**. Re-enter your Account Number to confirm.

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/7867c9d9-43d2-421c-8169-cf8415e6db24)
4. When complete, click **Add Account**.
5. Your bank account is now connected. *If your bank account does not appear immediately, refresh the page.*

![](https://cdn.document360.io/b8e7a68c-6af4-4b6e-8d8d-23371810eaa1/Images/Documentation/e2ad9df9-377c-496c-a5bd-65067074536b)

---

### **Bank Account Verification**

#### Description

After adding a bank account, you may see a banner indicating that the account is pending approval.

> [!NOTE]
> Note
> 
> The expected review timeframe is **1–2 business hours**. If the pending status remains for longer than this, please contact support for further assistance.

---

---

### FAQ

#### How do I link my bank account to Built?

You can link your bank account by logging into your Built account, navigating to **Settings**, and selecting **Payments**. You have two options: link using bank credentials via Plaid or use your account and routing number.

#### What is Option A for linking my bank account?

Option A allows you to link your account using your bank credentials through Plaid. You will need to search for your bank and log in to verify your account.

#### What should I do if I can't find my bank in Option A?

If you cannot find your bank, you can close the modal and use Option B, which allows you to link your bank account using your account and routing number.

#### What information do I need for Option B?

For Option B, you need to provide your business type, legal business name, account type, account holder name, routing number, and account number.

#### How long does it take to verify my bank account after linking?

After adding a bank account, it may take 1–2 business hours for the account to be approved. If it remains pending longer than this, please contact support.

#### Can I delete my bank account?

Yes. To delete a bank account, click the remove icon (circle with a line through it) to the right of the bank account.

**Note**: You cannot delete a bank account if it has a pending approval associated with it. If you delete your only listed bank account, you will not be able to accept payments until a new bank account is added and verified.